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For me it worked like this, visit car showroom, chose a vehicle, and obtain quotes.  As new vehicle request finance followed by frown from deflated salesman as he sees the sale fall through but says will speak to head office and see if they will approve finance.  Call the following day to advise they rejected finance application (nothing to do with my job/income so could only put down to being a foreigner).  A few days later talking to a Maltese friend explaining frustration how difficult to buy a new car in Malta – informed he knows the CEO of the Company and will have a word with them if I want them to.  I call back the salesman to say a friend (no name given) knows his CEO and would they reconsider, Salesman returns call within an hour to confirm finance now approved.

Darrylv wrote:

For me it worked like this, visit car showroom, chose a vehicle, and obtain quotes.  As new vehicle request finance followed by frown from deflated salesman as he sees the sale fall through but says will speak to head office and see if they will approve finance.  Call the following day to advise they rejected finance application (nothing to do with my job/income so could only put down to being a foreigner).  A few days later talking to a Maltese friend explaining frustration how difficult to buy a new car in Malta – informed he knows the CEO of the Company and will have a word with them if I want them to.  I call back the salesman to say a friend (no name given) knows his CEO and would they reconsider, Salesman returns call within an hour to confirm finance now approved.

Do you have good credit in your home country ? Was that even taken into consideration ?

And how much are you paying per month if you dont mind me asking ?

Pierre Fan Fan wrote:

Darrylv wrote:

For me it worked like this, visit car showroom, chose a vehicle, and obtain quotes.  As new vehicle request finance followed by frown from deflated salesman as he sees the sale fall through but says will speak to head office and see if they will approve finance.  Call the following day to advise they rejected finance application (nothing to do with my job/income so could only put down to being a foreigner).  A few days later talking to a Maltese friend explaining frustration how difficult to buy a new car in Malta – informed he knows the CEO of the Company and will have a word with them if I want them to.  I call back the salesman to say a friend (no name given) knows his CEO and would they reconsider, Salesman returns call within an hour to confirm finance now approved.

Do you have good credit in your home country ? Was that even taken into consideration ?

And how much are you paying per month if you dont mind me asking ?

For the information you ask for it might be better to send a personal message.