Dual USA/ Ireland citizens Needing Health Insurance in Spain

seamus452 · 2025-07-28T15:11:24+02:00

Explore health insurance options for dual USA/Ireland citizens in Spain. Get insights on comprehensive coverage, company choice, and international plans.

seamus452 Active member

Member since 01 December 2023

seamus452Active member28 July 2025 13:11:24

Hello, All,

For a few days now I have been in contact with two brokers and collecting information in order to get quotes and details for the health insurance my husband and I need to stay in Spain indefinitely, obtain the NIE, etc.

It is my understanding that we need comprehensive coverage with no copays.

My question is about two things. (1) International coverage. (2) Choice of Company.

Each broker with whom I am in touch sell plans from聽 companies like AXA, Sanitas, Salus Health,聽 ASSSA, for example and monthly costs vary from 鈧�300 -鈧�410 ( higher than I had guessed) for BOTH of us included.

Some of the plans, especially those offering "choice of physician" also include coverage abroad.

Another friend I have currently living in Spain has coverage within Spain with a company called FIATC, but no coverage internationally. He buys travel health care insurance as needed.

Any and all information is helpful from any of you who has advice to share.

Furthermore, I should share, we are dual citizens of the USA and the EU, but not Spanish citizens.

Thank you!

Seamus