Getting Credit Cards in Norway

umairbz Active member

Member since 12 November 2014

umairbzActive member25 November 2015 14:59:33

Hi Guys (and Girls),

I have recently received my D number so I can now open a bank account. Most of the people I know have an account with DNB because it has an English website probably.

I want to open an account with a bank who can issue me a credit card. I have heard that it is not possible for a new person to get a credit card in Norway because they dont have a credit history in Norway. How is that possible? I will never have a credit history in Norway if I dont get a loan. Is it true or just another urban legend?

Also please recommend a good bank for expats.

Thank you.

fornight Serial expat

Member since 29 February 2012

fornightSerial expat25 November 2015 21:52:52

395

ask the bank where you open a saving account or payroll account in and they should be able to offer your their credit card.

chenenus Gelana Member

Member since 15 November 2015

chenenus GelanaMember26 November 2015 02:48:29

Electrical engineering
On control engineering area

umairbz Active member

Member since 12 November 2014

umairbzActive member26 November 2015 05:41:19

Thank you fornight.

ECS Norway Expert

Member since 21 July 2006

ECSNorway Expert26 November 2015 06:56:24

1561

When I went to get a bank account with my FNR, they said I could get a credit card after I'd been here six months. I did get a debit card that works in all places a credit card would work though, so I could buy online and everything with it.

I'm not sure in the case of a DNR if you have to wait longer because that type of ID is still a temporary one.

Ocean127 Active member

Member since 23 May 2015

Ocean127Active member26 November 2015 12:45:30

your credit history not necessary related to a loan.

once the bank sees your salary or financials are聽 stable they will offer you a normal credit card.

by keeping the good financials going, they will automatically upgrade you for a gold credit card.
,,

it is just a matter of time , few months
,,

otherwise you can guarantee your credit limit from your financials, and you get your card at once

umairbz Active member

Member since 12 November 2014

umairbzActive member26 November 2015 12:49:54

Thank you!

umairbz Active member

Member since 12 November 2014

umairbzActive member27 November 2015 08:08:55

Hi guys. I just got back from the bank DNB. They are saying that it takes 3 years before I can apply for a credit card! Seriously ? I think I should open my account someplace else.