Seeking help with mobile home insurance France

TruroBecky · 2025-07-16T22:26:09+02:00

Get advice on mobile home insurance options in France for personal use. Share tips and recommendations from fellow expats.

TruroBecky New member

Member since 16 July 2025

TruroBeckyNew member16 July 2025 20:26:09

Evening,

We come over to France frequently to buy and return to UK to sell - we have found a mobile home on a site that we are buying next week.

The mobile will be lived in by us only and not rented out.

I'm struggling to find insurance - does anyone have any recommendations?

Many thanks

Becky

HAPPY GUIDE FRANCE New member

Member since 15 July 2025

HAPPY GUIDE FRANCENew member17 July 2025 05:51:13

@TruroBecky

Hi Becky,

Looking into your query, here are some trusted options:

Groupama offers tailored mobile鈥慼ome insurance covering structure, outdoor furniture, annexes (terrace, awning) and protection against weather, theft, fire鈥�

MAIF insures mobile鈥慼omes under its standard home policy, including RC and newer models (<鈥�4鈥痽ears) replaced at new鈥慺or鈥憃ld value, plus annex coverage

AXA similarly provides a minimum RC cover, with optional add鈥憃ns for fire, theft, water damage, natural disasters

You can also explore GMF/MAAF/MMA via group Cov茅a, which often include mobile鈥慼ome in their caravan or home packages

馃搶 Key tips:

鈥� Insurance is required, even for personal use.

鈥� Don鈥檛 settle for just RC鈥攐pt for a multirisk policy with full coverage (vol, temp锚te, d茅g芒ts des eaux鈥�).

鈥� You鈥檙e living there regularly, so no need for temporary 鈥渧ill茅giature鈥� cover.

Good luck !