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Pet Insurance (Cat)

h.l.owens

My husband and I are considering moving to Denmark (he has a job offer there already). We want to take out cat. She's older (between 11 and 13, precise age unknown), but has no known health issues. how hard is it to get health insurance for cats? Are there age limits? How much do vet visits usually cost?

See also

Living in Denmark: the expat guideThe pet culture in DenmarkPets in DenmarkRoad safety in DenmarkWarehouse worker visa in Denmark
Nellie Berg

To my big surprise, you can have your cat insured, but you have to pay for it! And there is always an excess/deductible which probably means that you have to pay the full price for a common consultation. I would seriously consider if the best solution is the be self-insured. I have never had an insurance on my cats. I have taken a look at the prices from time to time, but every time, I have come to the same result.

The prices at the vets vary from vet to vet. Many of the vets have their prices stated on their website. I would say that the price for a consultation is about 600 kroner, but the same vet doesn't have to be the cheapest with all his treatments. It's like shop offers.

I can tell you that the difference may be considerable. A couple of years ago, we should have put our cat down. At first, we googled the price, and I found that this vet charges average prices: so I knew that we could get it as we wanted for 1,200 kroner.

My husband asked a vet (600 m from our home) what it would cost if she should come home to us and do it? 1,800 kroner. On his way back, he asked another vet (500 m from our home) what the price would be? 1,450 kroner. Then we called the vet in Espergærde (11.5 kilometers away) who had been recommended to us for his expertise and prices. 850 kroner. He came within two hours, and when done, we told hime about the others' prices. Oh, he said, are they driving limousines?


The last one is an example of an insurance at a general insurance company. I guess that all such companies offer animal insurance.

/Nellie