Health insurance questions

KelseyPDX · 2017-06-05T06:53:43+02:00

Explore essential health insurance tips for expats in Hanoi, including access to Western prescription drugs and advice for English teachers.

KelseyPDX Member

Member since 05 June 2017

KelseyPDXMember05 June 2017 04:53:43

Hi all,

I'm planning on moving to Hanoi this fall from the US. One question I have is about health insurance and access to things like Western prescription drugs. Any advice on how to get insurance or get meds? I聽 plan on teaching English, so maybe my school in Vietnam will help, as well, but I'm curious about it. Thanks!

Francis Chen - LeHealth Member

Member since 22 February 2018

Francis Chen - LeHealthMember22 February 2018 05:00:40

Hi, perhaps this answer is a little bit late but I still hope it may help you.

You can always find health insurance by contacting with insurance companies or brokers. One criteria is that it's better to find a policy with direct billing in Vietnam. Or you have to pay and get reimbursement later - it is very troublesome. For western medicines, you can find it at some private clinics such as Family Practice.

If your school can provide a group plan, it will be much better. In most cases individual policies do not cover pre-existing conditions, while group policies have better coverage. For big groups, the insurance company may provide MHD - Medical History Disregarded and you don't have to worry about pre-existing conditions at all.