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Buying a house in Spain as an expat: Easier with HolaBank

Moving to another country involves many changes. New beginnings, new routines, new dreams... and also new challenges. One of the most important for many expatriates arriving in Spain is finding the ideal home and, of course, financing it. Because it is not enough to fall in love with a home, you have to have someone by your side who understands you and is there for you. That's why HolaBank makes it easy for you.

HolaBank, the division of CaixaBank specialising in international customers, offers specific financing solutions designed for those who, like you, decide to start a new stage in Spain. And it does so with a clear proposal: help you get your home, as part of a seamless process, in your language and without complications.

A simple process, wherever you are

Buying a home in another country can seem like a complex process. But HolaBank has designed a exclusively for expatriates, removing many of the traditional barriers. Much of the process is done online and can be managed from your home country or anywhere in the world.

From the first step, you can send the documentation digitally through a secure platform. There is no need to go to a branch in person or get sworn translations: You can send the documents directly in your language. This saves time and eliminates unnecessary formalities that often make banking difficult when you are not yet settled.

In addition, through the , you can calculate your approximate monthly payment and receive a first contact to start your application. This way you will know if the financing is suitable for your situation before you send all the documentation.

Multilingual and personalised advice

One of HolaBank's greatest strengths is its staff. You will have managers who specialise in international clients, understand your needs and know your reality. This not only facilitates communication, but also brings confidence in a process as important as buying a home.

They will not only guide you through the mortgage application, but will also be with you throughout the whole process: From the first consultation to the signing of the transaction. Get a response for your queries, understand which steps need to be followed and feel the comfort of always having someone there.

And if you are already in Spain, you can also visit one of the more than 400 offices adapted to the international community for face-to-face assistance.

Speed of response

HolaBank knows that for those looking for a home in another country, time counts. For this reason, its financing service stands out for offering an agile response: Once the documentation has been received and the assessment has been carried out, you will receive a response within approximately 72 hours(1).

The aim is to give you a clear answer as soon as possible so that you can go ahead with your purchase or plan your next steps. All in a friendly and transparent way.

Everything in your language, no surprises

All the documentation related to your mortgage (conditions, simulations, contracts) is also provided to you in your own language. This is particularly important when it comes to financial decisions: You need to understand every clause, every number, every legal implication.

HolaBank has thought of that. Because it's not just about translating papers, it's about giving you peace of mind that you understand exactly what you are signing. In other words, to put yourself at the centre.

A complete guide to help you on your way

In addition to its financing service, HolaBank offers you a comprehensive . This is a particularly useful document if you are taking your first steps in house hunting.

It includes everything from practical advice to information on the most attractive areas in Spain to live in, the climate, current regulations and links to useful resources for making more informed decisions. A tool designed to accompany you beyond financing.

Tailor-made financing for different profiles

It doesn't matter if you come alone, as a couple or with your family. It doesn't matter if it is your first home in Spain, if you plan to live there permanently or if you are looking for a second home for longer stays. HolaBank adapts to your profile, studying each case on a personalised basis.

In addition, their managers can guide you if you need to combine financing with other services such as the management of supplies or legal assistance, among many others, thanks to access to the Club HolaBank(2), a programme with services designed to make your life in Spain easier.

Your home, closer

HolaBank is not just a financial solution. It is a companion on your arrival in Spain. A bank designed to help you as part of one of the most important steps in your new life: having your own place to get started.

Financing your home does not have to be a complicated process. With HolaBank, everything is more agile, more transparent and more human. Because when you have someone who understands your story, getting your home is so much more achievable.

Do you want to start now?

Apply for your financing from anywhere and take the first step towards your new home in Spain.

(1) If you apply for a mortgage through the HolaBank (CaixaBank) web platform, you can expect a response within 72 hours. This 72-hour deadline applies mainly to residents of Western Europe, the United States and Canada. The granting of operations is subject to an analysis of the applicant's solvency and repayment capacity, depending on the institution's risk policies.

(2) Services managed by Multiasistencia, S.A.

NRI 8545-2025/09542

Spain

Comments

  • gatomalomalo
    gatomalomalo3 days ago

    @CaixaBank is a good option in Spain for a Non Resident #HolaBank